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Our Products

Our Products

Mobile Internet Banking

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Savings
  • Individual Savings

    • This product enables the account holder to make savings towards business expansion or other needs.

  • 1. Minimum opening balance of N2,000
  • 2. No restriction of number of withdrawals
  • 3. Maintenance of N1,000 minimum balance
  • 4. Withdrawal of more than two times a month leads to loss of interest
  • 5. E-Channel Services
  • 6. Attractive interest rate on monthly average balance
  • 7. SMS Alert
    • Request Opening

  • Esusu Daily Savings Account

    • Esusu Savings Account targets small individual business owners who earn income daily or periodically as the case maybe. The bank marketer (Collector) visits clients in their business location to collect their contribution and mark their Esusu card as evidence of payment.

  • 1. Initial Account Opening with N500.00
  • 2. Daily Savings
  • 3. Staff Collector Visits Customer
  • 4. Passbook for recording transactions
  • 5. SMS alert
  • 6. No Savings Booklet required
  • 7. Customers can borrow but two guarantors required
  • 8. Customers to contribute 15% to qualify for loan
  • 9. Bank collects commission at end of Month

    • Request Opening

  • Mega Savings To Grow Account

    • “Mega Savings to Grow Account”; designed as Target savings for Customers to save for 3 months, 6 months, 9 months , 12 Months and Others. Present customers who have keyed into the Target savings and New customers shall be required to fill a simple single page Product Account Opening Form.

  • 1. Initial Account Opening with N500.00
  • 2. Daily or weekly Savings
  • 3. Staff Collector Visits Customer
  • 4. Passbook for recording transactions
  • 5. SMS alert
  • 6. Savings withdrawal on request
  • 7. No Savings Booklet required

    • Request Opening
    Mega Rent Savings Account
    Features:
    1. Simple account opening process
    2. Open account with N1,000
    3. Save for six(6) months and one(1) year to earn 6% interest
    4. No cheque booklet
    5. Six months and Twelve months maturity periods
    6. SMS alert

    Request Opening


    Mega Kiddies Savings Account

    The features of this product was modified which necessitated the change of the product name to: “Mega Children Education Savings Account” (MEGCESA) FEATURES:

    Simple Account opening Process N500.00 to open the account Savings programmed to stages of child’s education:

     (a) 0-3years Savings for Kids of 0-3 years (Crèche and KG)

     (b) Term to term 4months Savings for Children in Primary and Secondary Schools @ 6% p.a.

    (c) Savings towards University Education in a Fixed Deposit Account for Children from 0-18years.

     (d) Maximum of 1months savings withdrawal before expiration SMS Alert available but optional

     (e) SMS Alert

     (f) Very High and attractive Savings Interest

     Request Opening

Mega Festival Savings Account

Features:
a. Simple account opening
b. Initial account opening amount of N1,000
c. Savings shall be monthly and for 6 months and a year
d. Savings towards Christmas ,Easter and other festivals
e. Attractive interest rate up to 6 % per annum and more
f. Maximum of 1 withdrawal within the period and final withdrawal within 2 weeks to Festival date
g. Six (6) Months and Twelve (12) months maturity
h. SMS alert
i. Savings can be collected daily, weekly and Monthly

 Request Opening

Mega Group Savings Account
Product Name modified as “Mega Micro Savings & Loans Account”.
Features of Group “Mega Micro Savings & Loans Account”
o Grassroots people, more of women who are economically viable with visible business point/location.
o Group members must have related nature of business
o Group members business location is preferred to be close
o Membership of each group should be between 5 – 30 People
o Each group shall have a minimum of three executive members: chairman, secretary and treasurer.
o The executive are expected to know all the members of the group very well
o The group must have their internal rules and regulations
o Each member of the group must fulfill all necessary criteria to become a member.
o The group must keep all necessary records
o The group must meet weekly with weekly contributions
 The mandatory savings must be made within three (3) weeks

Request Opening

I Be Mini-Bus owner Mega Account
Features of I Be Mini-BusBus Owner Mega &Account”
o Simple account opening
o Initial account opening amount of N5,000
o One month savings of N200,000
o Two monthly guarantors
o One (1) Year tenor
o Weekly installment of N26,500
Request Opening


I Be Keke Owner Savings Account
Features of I Be Keke Owner Mega &Account”
o Simple account opening
o Initial account opening amount of N5,000
o One month savings of N70,000
o Two monthly guarantors
o One (1) Year tenor
o Weekly installment of N20,500
Request Opening